The “secret” to financial freedom? Persist while others quit

The “secret” to financial freedom? Persist while others quit

See what it means to persist in the face of market volatility. . Investing can be emotional because we're human. Our feelings can pull us in all kinds of directions in response to what the markets are doing. That's tricky because sometimes the best thing to...
High interest and inflation can pay dividends for SMSFs

High interest and inflation can pay dividends for SMSFs

While much of investors’ attention is naturally aimed towards the impact on mortgage repayments, higher rates are opening massive opportunities for retirees in term deposits, bonds and lower-risk assets, says the director of a leading wealth management firm. . Jamie...
Australians need a retirement confidence boost

Australians need a retirement confidence boost

Giving Australians better access to high-quality and more affordable financial advice is imperative. . One of the fundamental principles for achieving long-term investment success is planning. In fact, the importance of having a clear financial plan, whether it’s...
Legal Considerations Around Recording Customers Who Enter My Business

Legal Considerations Around Recording Customers Who Enter My Business

As a business, you may consider installing video surveillance on your premises to discourage theft or ensure the safety of your customers and personnel. However, your business may suffer significant legal implications if you do not adhere to legal requirements around...
Preparing for EOFY tax scams with business and cyber resilience

Preparing for EOFY tax scams with business and cyber resilience

Every end of financial year (EOFY) season involves a rush by Australians wanting to get their tax returns completed.  Increasingly, though, this period is seen as an opportunity for bad people to take advantage of us.  . Too often the EOFY rush involves hastily...
Australians Seek Financial Independence – Report

Australians Seek Financial Independence – Report

The priorities of Australians have changed, with financial independence now the nation’s most common aspiration, according to a new report. . Insignia Financial’s inaugural Financial Freedom Report, commissioned by Insignia and conducted by social research agency...
The strong link between advice and retirement confidence

The strong link between advice and retirement confidence

Seeking professional advice could lead to greater confidence in being financially prepared for retirement. . Vanguard’s inaugural How Australia Retires study has found a strong correlation between the use of a professional financial adviser and retirement confidence....
Summary of Superannuation Issues and Recent Changes

Summary of Superannuation Issues and Recent Changes

Recent Issues and changes that could effect you . Concessional contributions cap: The annual concessional contributions cap is currently $27,500 per person effective from 1 July 2021. Making catch-up concessional contributions: From 1 July 2018, a person with an...